Am I wrong? Is my canadian boyfriend stingy?

Happy New Year to everyone.
Today I want to ask you whether he is stingy or I am wrong. Judge it, please.
Any opinion is welcome, as long as they have good heart to answer.
Sorry in advance, I am not English speaker, so it may not be good English.

(My boyfriend is Canadian, middle 30′s. He has his own business, always busy traveling.
I met him in 2008 late May.When we go out together, he pays all.)

I feel he is stingy.
For example when he calls me,
he will hang up the phone intentionally and lead me to call him back.
Some are after 7,8 seconds talk and hang up suddenly,
others are like one-ring and hang up before I answer.
Even after I told him to stop that, he continued.
Such things often happened.
That’s why I sometimes don’t like to pick up his call, it makes me feel bad.
Then it’s better to call him than pick up calls.

Another example, now I live in a kind of guest house (like dormitory).
No man admitted to enter even brothers.
Oh I must explain this first.
We planned to buy an apartment with a view to marriage in the first place,
it was in late April 2009.
He said he will get one in cash as long as the price is within a set budget.
That’s why I contacted a real estate agency, visited 8 apartments while he was in abroad to secure the fund for it.
Unfortunately he never came back…
He had postponed return date 4,5times even though he said each time
“Please believe me this is final”.
After several delay, he said he invested most of his earnings in business,
so we must wait till get funds again.
It was maybe late October or early November.
Then I suggested to him to rent an apartment for now, to start living together and get married.
You know, money is the first consideration to do something in real life.
So I told him to send money first for securing apartment,
then he started worrying about deposit and key money.
Of course I must avoid unnecessary expenses,
so I was looking for one with no key money and refundable security deposit.
Anyway he didn’t send money eventually, even after I found “No key money, No deposit” apartment.
It makes great sense to think he is not interested in living together and marriage.
What’s worse is that he started to say he will stay at my place in secret!
I told him that I can’t do that, you can’t come, because I don’t want to break rules and cause a thing,
so if we live together, we should make a contract for 2 in another place.
Then he said “That’s bullshit”, cursed at me and hung up the phone.
I was speechless.
If he’s a student, I can understand his remarks a little bit.
Why can middle-aged man say that?
The upshot is that he won’t come to Tokyo unless I all prepare the apartment for two.
I can’t help thinking he just expects a free ride, doesn’t want to spend money.

On the other hand, he keeps saying that man is meant to take proper care and responsibility of his spouse all the time,
also keep saying that his dream is to live together as soon as possible to start enjoying best marriage and family life with me.
(Almost copy and paste)
What is responsibility, what is proper care?
Marriage is not play house.
Of course there are various types of marriage these days,
But I am a quite typical and conservative Japanese-minded person.
I told him, I want to be a housewife after marriage.
In my view, it is husband’s obligation to take care of wife and children both mentally and financially.
We formed a consensus through discussions when I met him in Bangkok in mid-September.
He has been saying that he’ll do when the time is right. One year has passed.
Time is now. If someone doesn’t do it now, someone never will.

Honestly, I don’t know what he really wants to do with me.
If he needs time to stay single or time to work alone as in past years,
I can give him, it doesn’t matter at all.
The problem is this.
He has been always about to do, but has never yet begun it.
He’s all mouth.
To my regret I fully believed his words.
If I were man who’s thinking about marriage, I will introduce her to my family first,
buy or rent an apartment within few months at the latest, also set the date for wedding.
So, I can’t see any effort or forms of love nor seriousness from him.

How is my opinion very different from your countries ladies one?
Let me know.
Thanks for reading.